Ready to explore the world protected?

Get a free no-obligation quote today.

Get Quote

World-Class Travel Insurance and Travel Assistance Program

Medical Expenses

Get covered in the event an accident, injury or unexpected illness occur once you leave home. Includes medical, dental, ambulance, air evacuation and more.

Personalize Plans

Our plans are designed to meet your specific and unique needs.

No Stability Clause

All of our policies do not contain a stability clause. You are protected from day one.

Travel with Peace of Mind

Get Quote View policy documents
Emergency Medical
All-Inclusive
What's covered for Medical Emergencies
Emergency Hospital
$10,000,000
$10,000,000
Emergency Treatment
$10,000,000
$10,000,000
Paramedical Services
$700
$70 per visit
$700
$70 per visit
Ambulance Transportation
Reasonable and customary
Reasonable and customary
Dental Emergency
$3,000
$3,000
Incurred Expense Allowance
$2,000
$200 per day
$2,000
$200 per day
Childcare expenses
$500
$75 per day
$500
$75 per day
Hospital Allowance
$300
$50 per day
$300
$50 per day
Phone call expenses
Reasonable and customary
Reasonable and customary
Expenses to bring you Home
Reasonable and customary
Reasonable and customary
Repatriation of Remains
$5,000
$5,000
Return any Excess Baggage
$300
$300
Pet Return
$500
$500
Compassionate Visit
Not covered
$1,000
Expenses to return your travel companion
Not covered
Reasonable and customary
Return of children
Not covered
Reasonable and customary
Expenses to return your vehicle home
Not covered
$3,000
Qualified medical attendant services
Not covered
Reasonable and customary
Accidental Death and Dismemberment
Not covered
$100,000
Exposure and Disappearance
Not covered
TBC
Flight Accident Coverage
Not covered
$100,000
Service animal coverage
Not covered
Reasonable and customary
What’s covered if your Trip is disrupted
Trip Cancellation
Not covered
$3,500 per trip Max $6,000 per policy
Trip Interruption
Not covered
$3,500 per trip Max $6,000 per policy
Trip Int. Incurred Expenses
Not covered
$300
Trip Delay
Not covered
TBC
Missed Connection
Not covered
$1,000
Lost/Damaged Baggage
Not covered
TBC
Delayed Baggage
Not covered
TBC
Lost Items / Personal Documents
Not covered
$1,500
Emergency Medical
All-Inclusive
What's covered for Medical Emergencies
Emergency Hospital
$10,000,000
$10,000,000
Emergency Treatment
$10,000,000
$10,000,000
Paramedical Services
$700
$70 per visit
$700
$70 per visit
Ambulance Transportation
Reasonable and customary
Reasonable and customary
Dental Emergency
$3,000
$3,000
Incurred Expense Allowance
$2,000
$200 per day
$2,000
$200 per day
Childcare expenses
$500
$75 per day
$500
$75 per day
Hospital Allowance
$300
$50 per day
$300
$50 per day
Phone call expenses
Reasonable and customary
Reasonable and customary
Expenses to bring you Home
Reasonable and customary
Reasonable and customary
Repatriation of Remains
$5,000
$5,000
Return any Excess Baggage
$300
$300
Pet Return
$500
$500
Compassionate Visit
Not covered
$1,000
Expenses to return your travel companion
Not covered
Reasonable and customary
Return of children
Not covered
Reasonable and customary
Expenses to return your vehicle home
Not covered
$3,000
Qualified medical attendant services
Not covered
Reasonable and customary
Accidental Death and Dismemberment
Not covered
$100,000
Exposure and Disappearance
Not covered
TBC
Flight Accident Coverage
Not covered
$100,000
Service animal coverage
Not covered
Reasonable and customary
What’s covered if your Trip is disrupted
Trip Cancellation
Not covered
$3,500
Trip Interruption
Not covered
$3,500
Trip Int. Incurred Expenses
Not covered
$300
Trip Delay
Not covered
TBC
Missed Connection
Not covered
$1,000
Lost/Damaged Baggage
Not covered
TBC
Delayed Baggage
Not covered
TBC
Lost Items / Personal Documents
Not covered
$1,000
Emergency Medical
What's covered for Medical Emergencies
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£1,000,000
Excess £100
Emergency Dental Treatment
£200
Excess £100
Hospital Benefit
Hospital Benefit, maximum
£250
£10 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£1,000
Excess £100
Single Article Limit
£150
Valuables Limit
£250
Personal Money, maximum
£250
Personal Money, under 16 years old
£50
Travel Documents
£200
Personal Liability
Personal Liability, maximum
£500,000
Excess £250
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£5,000
Excess £350
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
£400
Excess £75
Single Article Limit
£200
Hired Ski Equipment
£200
Excess £75
Single Article Limit
£200
Ski Equipment Hire
£200
£20 per day
Ski Pack
£250
Lost Lift Pass
£250
Piste Closure
£200
£20 per day
Avalanche or Landslide Cover
£200
£20 per day
UK Physiotherapy
£250
Rental Car Cover
Excess or deposit charges
£2,500
Roof of the vehicle
£500
Windows, windscreen or glass in the sunroof
£650
Undercarriage
£400
Tyre Replacement (per Tyre)
£80
Tyre Repair (Per Tyre)
£40
Administration Charges
£100
Personal Possessions
£250
Single Article Limit
£125
Rental Vehicle Key Cover
£450
Misfuelling
£250
Roadside & Towing Costs
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

All-Inclusive
Maximum Age Limit
70 years
inclusive
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£5,000,000
Excess £75
Emergency Dental Treatment
£250
Excess £75
Hospital Benefit
Hospital Benefit, maximum
£300
£20 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£2,000
Excess £75
Single Article Limit
£200
Valuables Limit
£300
Personal Money, maximum
£250
Personal Money, under 16 years old
£50
Travel Documents
£250
Personal Liability
Personal Liability, maximum
£1,500,000
Excess £250
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£20,000
Excess £250
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
£400
Excess £75
Single Article Limit
£200
Hired Ski Equipment
£200
Excess £75
Single Article Limit
£200
Ski Equipment Hire
£200
£20 per day
Ski Pack
£250
Lost Lift Pass
£250
Piste Closure
£200
£20 per day
Avalanche or Landslide Cover
£200
£20 per day
UK Physiotherapy
£250
Rental Car Cover
Excess or deposit charges
£2,500
Roof of the vehicle
£500
Windows, windscreen or glass in the sunroof
£650
Undercarriage
£400
Tyre Replacement (per Tyre)
£80
Tyre Repair (Per Tyre)
£40
Administration Charges
£100
Personal Possessions
£250
Single Article Limit
£125
Rental Vehicle Key Cover
£450
Misfuelling
£250
Roadside & Towing Costs
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

Frequently asked questions

Does it cover adventurous activities?

que
We cover a very wide range of summer/water activities in all our policies on an incidental basis (which means that the sport or activity you are taking part in on your trip is on a strictly amateur basis and is not the specific reason for you going on your trip). Please view the policy documents for the details.

Additionally, the following Wintersports activities are also included: Cross country skiing, Glacier Skiing, Ski touring, Skidoo/Snowmobiling, Skiing (on piste or off piste with a guide), Mono-skiing, Snowblading, Snowboarding (on piste or off piste with a guide), Snowshoeing, Tobogganing. You may purchase additional cover for Wintersports with an add-on.

If my visa application is unsuccessful, can I cancel my policy?

que
Yes, you may cancel up until the day of travel.

Does it cover pre-existing conditions?

que
Existing medical conditions will not be covered: (Existing medical condition means the following:

1. Any medical condition which, in the last 24 months, you or anyone insured under this policy has been prescribed medication for.

2. Any medical condition which, in the last 24 months, you have received surgery, treatment or investigations for in:

a. a hospital (as an inpatient or outpatient); or

b. a clinic (including a doctor’s surgery, a medical specialist’s or physiotherapist’s clinic or a nursing home).

3. Any medical condition for which you are on a waiting list for:

a. surgery; or

b. investigation at a hospital (as an inpatient or outpatient) or a clinic (a doctor’s surgery, a medical specialist’s or physiotherapist’s clinic, or a nursing home).)
Xodus powered by